一、产品背景
随着我国经济的快速发展和国际交流的日益频繁，越来越多的外籍人士来到我国工作、生活和学习。为了满足他们的日常消费需求，尤其是外籍人士的外币现钞汇兑需求，金瑞开发生产了这款多币种外币兑换机ATMs-301B。
二、主要功能
1. 外币现钞兑换人民币现钞：用户可将持有的外币现钞兑换成人民币现钞。
2. 外币现钞兑换数字人民币硬钱包：用户可将持有的外币现钞兑换成数字人民币硬钱包，实现便捷的数字货币支付。
3. 外币现钞给数字人民币硬钱包充值：用户可通过兑换机将外币现钞充值到已有的数字人民币硬钱包中。
4. 查询数字人民币硬钱包余额及交易明细：用户可随时查看数字人民币硬钱包的余额和交易记录。
5. 支持多种货币兑换：兑换机支持美元、欧元、港币、澳门币等21种货币现钞兑换。
6. 多种语言支持：兑换机提供中、英、法、日、德、意、韩、俄8种语言画面及语音提示，方便不同语言的用户操作使用。
7. 多种证件受理：兑换机支持身份证、护照、港澳通行证等8类证件，满足不同用户的需求。
8. 定制化服务：根据用户需求，提供百元标准包及个性化配置零钱袋服务，满足多场景的现金使用需求。
金瑞公司的多币种外币兑换机，致力于为外籍人士提供便捷、高效的外币现钞兑换服务，同时推动数字人民币的应用和发展，为用户提供更加便捷的支付体验。

ATMs-301B Main Functions:
1. Foreign Currency Cash to RMB Cash Exchange: Users can exchange their foreign currency cash for RMB cash.
2. Foreign Currency Cash to Digital RMB Hardware Wallet (Optional): Users can exchange their foreign currency cash for a digital RMB hardware wallet, enabling convenient digital currency payment.
3. Recharging Digital RMB Hardware Wallet with Foreign Currency Cash: Users can recharge their existing digital RMB hardware wallet with foreign currency cash through the exchange machine.
4. Checking Balance and Transaction Details of Digital RMB Hardware Wallet: Users can check the balance and transaction history of their digital RMB hardware wallet at any time.
5. Multi-currency Exchange Support: The exchange machine supports the cash exchange of 21 currencies such as USD, EUR, HKD, MOP, and more.
6. Multilingual Support: The exchange machine provides Chinese, English, French, Japanese, German, Italian, Korean, and Russian language interfaces and voice prompts, facilitating operation for users speaking different languages.
7. Multi-document Acceptance: The exchange machine supports eight types of documents including ID cards, passports, and Hong Kong and Macau permits, meeting the needs of different users.
8. Customized Services: According to user requirements, the machine offers a standard package of 100 yuan and personalized money bag configuration services, meeting the cash usage needs of various scenarios.
The multi-currency foreign exchange machine developed by Jiangsu Jinguan Financial Equipment Co., Ltd. is dedicated to providing convenient and efficient foreign currency cash exchange services for foreign residents in Suzhou. It also promotes the application and development of digital RMB, offering users a more convenient payment experience.